Mortgage Advice You Can Trust.
Whether you're buying your first home, moving to your next or looking to remortgage, our advisers are here to help. Through our partnership with Mortgage Advice Bureau, you’ll have access to thousands of mortgage products from over 90 lenders, tailored to your needs, your budget and your future plans.
Local, face-to-face mortgage advice
The expert advice we offer, combined with the volume of mortgages that we arrange, places us in a very strong position to ensure that our customers have access to the latest deals available and receive a first-class service. We will take care of everything from explaining all of your options and helping you select the right mortgage, to choosing the most suitable protection for you and your family and handling the whole application process.
This mortgage calculator is provided by Hardisty. Hardisty work with Mortgage Advice Bureau to give our clients access to expert mortgage and protection advice. Mortgage Advice Bureau have access to over 12,000 mortgages from 90+ lenders so they can find the right mortgage to suit your individual needs. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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FAQs
The right mortgage depends on your financial situation, goals and how long you plan to stay in the property. Factors like your deposit size, income, credit score and whether you prefer fixed or variable rates all play a role. It’s best to speak with our qualified mortgage advisors who can assess your circumstances and recommend the most suitable options. They’ll help you compare deals, understand the terms and find a mortgage that fits your needs now and in the future.
Yes, you can. Being self-employed or having a non-traditional income doesn’t mean you can’t get a mortgage. Many lenders offer mortgage options - you may need to provide additional documentation, such as tax returns, business accounts, or proof of ongoing contracts, to demonstrate your income stability. Working with a trusted mortgage advisor can help you navigate the process and find lenders who understand your situation and offer suitable products.
The amount you can borrow depends on several factors, including your income, credit history and the size of your deposit. To get an understanding of how much you could potentially borrow, use our mortgage calculator. It allows you to input your income, deposit amount and monthly commitments to estimate how much you might be able to borrow.
When applying for a mortgage, you may need to pay several fees throughout the process. These can include setting up the mortgage, valuing the property and handling the legal work. If you use a broker, there might be a fee for their services as well. You may also need to pay stamp duty depending on the property price. Some mortgages come with early repayment charges if you pay off the loan sooner than agreed. It’s important to review all potential costs with your lender or advisor before proceeding.
Yes, we can help with both protection and insurance to make sure you and your home are covered. Contact our advisors today and they will be able to guide you through the options.
Getting started is easy. Get in touch with us and we’ll guide you through the next steps, whether you're looking for a mortgage, protection, or insurance. We're here to help every step of the way.